Payments
Get paid directly through Stripe Connect. Accordio handles payments, escrow, and payouts so you can focus on your work.
TL;DR
On the Legend plan, you keep 100% of your earnings. Starter plan charges 2.5% per transaction. All payments go through Stripe with industry-standard processing fees.
Stripe Connect
Accordio uses Stripe Connect to process all payments. This means you get paid directly to your bank account without Accordio ever holding your funds.
- Express accounts: Quick setup with embedded onboarding
- Direct deposits: Funds go straight to your bank account
- Dashboard access: View your payment history anytime
- Tax documents: 1099s and tax forms handled by Stripe
Setup Process
Setting up payments is a one-time process that takes about 5 minutes. You'll need:
- Business or personal information (depending on your entity type)
- Bank account details for deposits
- Tax ID (SSN for individuals, EIN for businesses)
- Government-issued ID for verification
Once verified, you can start accepting payments immediately.
Platform Fees
TL;DR
Choose between zero commission (Legend) or 2.5% per transaction (Starter). Stripe processing fees apply to all plans.
Starter (Free)
- ✓ Platform fee: 2.5%
- ✓ Stripe fees: ~2.9% + 30¢
- ✓ 20 AI credits/month
- ✓ 5 e-signatures/month
LegendPopular
- ✓ Zero platform fees
- ✓ Stripe fees: ~2.9% + 30¢
- ✓ 200 AI credits/month
- ✓ Unlimited e-signatures
- ✓ Instant payouts
Escrow Protection
Escrow protection ensures both you and your client are protected. When a client pays for a milestone, funds are held securely until you submit your work and the client approves it.
- Client security: Funds are only released when work is approved
- Freelancer security: Payment is guaranteed once client approves
- Automatic release: Funds released instantly upon approval
- Dispute protection: Clear paper trail for all transactions
How It Works
Client Pays
Client pays for a milestone. Funds are held in escrow.
You Deliver
Complete the work and mark the milestone as submitted.
Client Approves
Client reviews and approves your work.
Get Paid
Funds are released to your account automatically.
Payouts
Once payment is released from escrow, funds are transferred to your Stripe account and then to your bank account.
Payout Schedule
- Standard payouts: 2-3 business days to your bank account
- Instant payouts (Legend): Get funds in minutes for a small fee
- Minimum payout: $1 minimum for all payouts
Invoice Payments
Send standalone invoices for one-time work or recurring services. Invoices can be paid via card or bank transfer.
- Hosted invoices: Stripe-hosted payment page
- Payment reminders: Automatic reminders for unpaid invoices
- Processing fees: Option to pass fees to client
- Bank details: Add your bank info for wire transfers
Processing Fees
TL;DR
Stripe charges standard processing fees: 2.9% + 30¢ for card payments. International cards and currency conversion have additional fees.
Stripe processing fees are industry-standard and apply to all payments:
- US cards: 2.9% + 30¢ per transaction
- International cards: +1.5% for currency conversion
- ACH/Bank transfers: 0.8% (capped at $5)
- Instant payouts: 1.5% (Legend plan only)
Security & Compliance
All payments are processed securely through Stripe, which is PCI-DSS compliant and trusted by millions of businesses worldwide.
- PCI-DSS Level 1: Highest level of payment security
- Encryption: All data encrypted in transit and at rest
- 2FA: Two-factor authentication for your Stripe account
- Fraud detection: Built-in fraud prevention by Stripe
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